A property's value is typically divided into two components: the land value and the value of any improvements, such as the dwelling. Conventionally, land tends to appreciate over time, while…
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Many people face two financial planning challenges. Firstly, their projected super balance may not be enough to fund their desired living expenses in retirement. Secondly, they would like to enjoy…
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Despite bearish property price forecasts over the past few years, capital city markets have proven to be very resilient. I note that Westpac joined other major banks last week by…
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Many people can be very focused on repaying their home loan in full before they begin investing. They are so averse to debt that they cannot envisage doing anything else…
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Despite a tumultuous year in share markets, superannuation returns for the financial year ended 30 June 2023 were above average. This is mainly due to a strong finish as international…
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