Are you a spender or saver? Do you find it hard to stick to a budget? Do you find it difficult to save towards a goal? For some people, saving…
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I wanted to communicate an important change in the lending marketplace. If you have ever contemplated using your super to invest in residential property with borrowings, you must work out if…
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It’s a tough outlook for residential property — but there can be opportunities for the serious long- term investor at times like these. Auction clearance rates have also fallen dramatically…
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Over the past two years lenders have been incrementally increasing interest rates on investment loans and loans with interest only repayments (as opposed to principal and interest). As the chart…
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Tax is most people’s largest lifetime expense! Therefore, it is not difficult to understand how taking proactive steps to minimise your taxes can produce significant financial benefits. Different taxes will…
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