Many people can be very focused on repaying their home loan in full before they begin investing. They are so averse to debt that they cannot envisage doing anything else…
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Despite a tumultuous year in share markets, superannuation returns for the financial year ended 30 June 2023 were above average. This is mainly due to a strong finish as international…
Warren Buffett’s long time business partner, Charlie Munger, who incidentally, will turn 100 in January next year, famously said, “The big money is not in the buying or the selling,…
Engineers know that for a building to remain structurally sound for many decades it must have strong foundations. It doesn’t matter how good a building is above the ground, if…
Now that home loan interest rates have risen by 4% over the past 13 months, is it still worth investing your surplus cash flow, or should all cash flow go…
The ‘great Australian dream’ has always been to own your own home, debt free. It gives you financial security, and over the past three to four decades, homeowners have enjoyed…
Most homeowners and investors are long term borrowers. That is, they will have a mortgage for many decades. We must realise that over many decades, there will be periods where…
If you are considering borrowing to invest in a quality property, I would like to remind you of three important considerations. Firstly, it is my thesis that property investors must…
Inflation reduced from 7.8% in the December quarter to 7.0% in the March quarter, which was good news, of course. Many economists believe that inflation (CPI) will continue to decline…
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