Upgrading your home is typically a huge financial decision. Sometimes, timing is everything. There are lots of issues to weigh up including lifestyle needs, cash flow, future changes to income,…
Most people would have read about the skiing accident that former formula one driver Michael Schumacher suffered about a month ago. He is still in a coma and his future…
I ate a mandarin recently and got annoyed at the number of pips in my fruit (an average of 3 pips per segment…that’s a lot of pips). I wondered how…
Firstly, I have to warn you that this newsletter diverges from the traditional financial topics that I usually write about. My advice is to read this newsletter with an open…
It’s the year 2022 (September). Collingwood has won 3 premierships in a row and are looking good for a fourth. Geelong hasn’t made the eight in 7 years. I am…
Doing some reading recently, I came across US Congressional Budget Office (CBO) forecasts made in 2002 for the US economy in 2012 (a ten year time horizon). Now you would…
Over the last couple of weeks, I have been helping a number of clients (that use an array of different lenders) as their interest only repayment periods were approaching expiry…
One of my favourite sayings following the GFC was ‘when the tide goes out you can see who is not wearing swim shorts’; another great metaphor we can thank Warren…
Recently, I spent a day listening to many of the technicalities around estate planning. Kate, the presenter, called the will the “last financial plan”. It’s a great term. Most people…
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