{"id":5387,"date":"2018-02-27T14:43:50","date_gmt":"2018-02-27T04:43:50","guid":{"rendered":"http:\/\/prosolution.com.au\/?page_id=5387"},"modified":"2022-11-14T10:49:21","modified_gmt":"2022-11-13T23:49:21","slug":"insurance","status":"publish","type":"page","link":"https:\/\/wealthcoach.com.au\/stage\/insurance\/","title":{"rendered":"Insurance"},"content":{"rendered":"[vc_row type=”full_width_background” full_screen_row_position=”middle” column_margin=”default” bg_image=”3166″ bg_position=”left top” bg_repeat=”no-repeat” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”300″ bottom_padding=”300″ overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”40″ bottom_padding=”20″ overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”2\/3″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]\n

Protect your family and your wealth<\/h2>\n

Every client is different\u2026 Different circumstances. Different goals. And different risk tolerances. Therefore, our role is to work with you and help you discover how much insurance is appropriate for your circumstances. We are not salespeople. We are advisors. We will take you through a proven advisory process to ensure our advice is thorough and appropriate. We must weigh up three considerations; (1) the cost of cover, (2) the amount of cover and (3) the quality of the product. We also must ensure your cover is structured tax-effectively. Once our advice is issued, it is over to you to tell us how you would like to proceed. You will never get any pressure from us whatsoever.<\/p>\n

We deal with every risk insurer in Australia, so we provide whole of market advice. The main insurance products include Life, Total and Permanent Disability, Income Replacement and Trauma (critical illness). As we receive a commission from the insurance company (and commission rates are uniform), we normally do not have to charge you a fee for our advice.<\/p>\n

We will proactively review your cover on an annual basis to ensure that its still appropriate and economical.<\/p>\n

If you would like to have a confidential and obligation-free discussion, please contact us<\/a>.[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” column_margin=”default” scene_position=”center” text_color=”dark” text_align=”left” top_padding=”40″ overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/1″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]\n

\u00a0Some of the services we offer<\/h2>\n

\"\"[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”in_container” full_screen_row_position=”middle” equal_height=”yes” content_placement=”top” column_margin=”default” scene_position=”center” text_color=”dark” text_align=”left” bottom_padding=”20″ overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/4″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Mortgage advisory and broking<\/strong>[\/vc_column_text][vc_column_text]\n

\n
\n
\u2013 First home buyers
\n\u2013 Refinance to save money or access equity
\n\u2013 Purchase a home or investment property
\n\u2013 Debt consolidation
\n\u2013 Loan structuring for cash flow and tax purposes<\/div>\n<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”padding-4-percent” column_padding_position=”left” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/4″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Insurance advice<\/strong>[\/vc_column_text][vc_column_text]\n
\n
\n
\u2013 Income protection insurance
\n\u2013 Life insurance
\n\u2013 TPD insurance
\n\u2013 Trauma insurance<\/div>\n<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/4″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Fee-for-service (commission-free)
\nfinancial advice<\/strong>[\/vc_column_text][vc_column_text]\n
\n
\n
\u2013 Full financial plan
\n\u2013 Review of superannuation
\n\u2013 Share investment strategies
\n\u2013 Property investment strategies
\n\u2013 Ongoing financial coaching
\n\u2013 Cash flow management<\/div>\n<\/div>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”1\/4″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text]Tax advisory & accounting<\/strong>[\/vc_column_text][vc_column_text]\u2013 Individual, company, trust income tax returns
\n\u2013 Establish company\/trust\/SMSF
\n\u2013 Look after all SMSF compliance (tax returns, etc.)
\n\u2013 Business accounting and tax advice
\n\u2013 We specialise on looking after property investors and medicos[\/vc_column_text][\/vc_column][\/vc_row][vc_row type=”full_width_background” full_screen_row_position=”middle” equal_height=”yes” column_margin=”default” bg_color=”#2cb9e9″ scene_position=”center” text_color=”dark” text_align=”left” top_padding=”20″ bottom_padding=”20″ overlay_strength=”0.3″ shape_divider_position=”bottom” bg_image_animation=”none” shape_type=””][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” width=”4\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][vc_column_text css=”.vc_custom_1515387110232{padding-top: 80px !important;padding-bottom: 80px !important;}”]\n

BUILT ON REFERRALS<\/span><\/h2>\n
\n

We work very hard to earn referrals and they are always treated with the utmost professionalism, confidentiality and respect. We welcome referrals from clients, aligned businesses and professional associations.<\/span><\/p>\n<\/div>\n[\/vc_column_text][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” top_margin=”140″ width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-3″ color_override=”#ededed” icon_family=”none” el_class=”home-button” url=”\/about” text=”LEARN MORE”][\/vc_column][vc_column column_padding=”no-extra-padding” column_padding_position=”all” background_color_opacity=”1″ background_hover_color_opacity=”1″ column_link_target=”_self” column_shadow=”none” column_border_radius=”none” top_margin=”140″ width=”1\/6″ tablet_width_inherit=”default” tablet_text_alignment=”default” phone_text_alignment=”default” overlay_strength=”0.3″ column_border_width=”none” column_border_style=”solid” bg_image_animation=”none”][nectar_btn size=”large” button_style=”regular” button_color_2=”Extra-Color-3″ color_override=”#ededed” icon_family=”none” el_class=”home-button” url=”\/contact” text=”CONTACT US”][\/vc_column][\/vc_row]\n ","protected":false},"excerpt":{"rendered":"

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