{"id":2312,"date":"2017-05-23T23:28:46","date_gmt":"2017-05-23T23:28:46","guid":{"rendered":"http:\/\/www.prosolution.com.au\/?p=2312"},"modified":"2018-06-14T14:04:16","modified_gmt":"2018-06-14T04:04:16","slug":"proactively-maximise-borrowable-equity","status":"publish","type":"post","link":"https:\/\/wealthcoach.com.au\/stage\/proactively-maximise-borrowable-equity\/","title":{"rendered":"How to proactively maximise your borrowable equity&#8230; and why it&#8217;s important"},"content":{"rendered":"<p>This short 5 minute video explains how to maximise your borrowable equity and why it&#8217;s important to do so. I explain what is borrowable equity, how it&#8217;s determined, 3 reasons why it&#8217;s important to proactively maximise it and how to maximise it.<\/p>\n<p>This is an important action in all environments. However, I suspect that it will become <strong>even more important<\/strong> <strong>over the coming months<\/strong> and years as credit is predicted to tighten considerably. You can access our borrowable equity assessment worksheet (below the video) to <span data-dobid=\"hdw\">analyse<\/span> your own situation and work out whether you should take any action. Of course, if you have any questions, don&#8217;t hesitate to <a href=\"http:\/\/www.prosolution.com.au\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">reach out to us<\/a>.<\/p>\n<p><iframe loading=\"lazy\" src=\"https:\/\/player.vimeo.com\/video\/218586393\" width=\"640\" height=\"360\" frameborder=\"0\" allowfullscreen=\"allowfullscreen\"><\/iframe><\/p>\n<p>As discussed in the video, three reasons why it is important to consider maximising your borrowable equity include:<br \/>\n(1) To fund future investment(s) and\/or other uses such as home upgrade, renovation, etc.<br \/>\n(2) To maximise your loan buffers in case of any unforeseen changes or expenses \u2013 the more access to credit you have, the lower your overall risk as you have adequate financial resources to weather most storms.<br \/>\n(3) In case your borrowing capacity changes in the future e.g. start a family and go down to one income, change employment, move overseas, property values decrease, credit policy changes, etc. We never know what is around the corner.<\/p>\n<h3>Download: Borrowable equity worksheet<\/h3>\n<p>Complete the form below to get instantaneous access to our worksheet. This worksheet will help you estimate how much borrowable equity you may have and whether you should consider increasing your credit limits now.<\/p>\n<span style=\"display:none\" class=\"tl-placeholder-f-type-shortcode_2319\"><\/span>\n<p>&nbsp;<\/p>\n<p>ProSolution is committed to helping its clients reach their financial and lifestyle goals. We do this by providing strategic advice that is focused on achieve excellent long term outcomes. Often there are actions we can take today which will dramatically improve our financial situation in the future. This is where we focus our care and energy. If you would like to have a confidential chat to us, you will find our contact details <span style=\"text-decoration: underline;\"><a href=\"http:\/\/www.prosolution.com.au\/contact\/\" target=\"_blank\" rel=\"noopener noreferrer\">here<\/a><\/span>.<\/p>\n   ","protected":false},"excerpt":{"rendered":"<p>This short 5 minute video explains how to maximise your borrowable equity and why it&#8217;s important to do so. I explain what is borrowable equity, how it&#8217;s determined, 3 reasons&#8230;<\/p>\n","protected":false},"author":4,"featured_media":0,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_exactmetrics_skip_tracking":false,"_exactmetrics_sitenote_active":false,"_exactmetrics_sitenote_note":"","_exactmetrics_sitenote_category":0,"__cvm_playback_settings":[],"__cvm_video_id":"","_jetpack_newsletter_access":"","_jetpack_dont_email_post_to_subs":false,"_jetpack_newsletter_tier_id":0,"footnotes":""},"categories":[142,18],"tags":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO Premium plugin v21.9 (Yoast SEO v21.9.1) - https:\/\/yoast.com\/wordpress\/plugins\/seo\/ -->\n<title>How to proactively maximise your borrowable equity<\/title>\n<meta name=\"description\" content=\"How to proactively maximise your borrowable equity and why it is important to do so as an active investor. 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